Workers’ compensation, often referred to as workers’ comp, is a type of insurance that provides wage replacement and medical benefits to employees who are injured or become ill while performing their job duties. The primary purpose of workers’ compensation is to protect both employers and employees by providing a mechanism for injured workers to receive necessary benefits without having to file a lawsuit against their employer. Here are key components and features of workers’ compensation:
Claims Process:
When an employee is injured or becomes ill on the job, they must report the incident to their employer promptly. The employer, in turn, initiates the workers’ compensation claims process, which involves reporting the incident to the insurance carrier, investigating the claim, and providing benefits as needed.
Workers’ compensation is a critical component of the social safety net, providing financial protection and support for workers who experience job-related injuries or illnesses. It is essential for employers to comply with workers’ compensation laws in their jurisdiction.
Workers Compensation Workers' compensation provides cash benefits or medical care for workers who suffer an injury or become ill due to their workplace.
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